Scheduled transfers service; A one-way ticket feature birthed by Mintyn for her exquisite customers.

September 11, 2022 By Helen Mojuba

Introduction

For years now, there has been a clash in the financial world on ways of easily reducing the habit of bulky transfers that needs to be dispatched urgently but no solution has been birthed for that. But, it looks like barrier has been be broken. Mintyn digital bank is offering an exquisite feature called: scheduled transfer service on its mobile online banking app for their esteemed customers and future ones too.

Scheduled transfer by Mintyn digital bank.

Just like any other feature birthed by mintyn, this is something unique because it has been a barrier in the financial world. We make transfers every single day as a business man or woman. The same goes to customers who buy goods on the daily and make payments too. Our mind is filled with a lot of things but money is our first priority especially in Nigeria here. So mintyn has come up with a way to end your stress of bulky transfers and not having the time, energy or probably forgetting to make those transfers.

The schedule transfer is an easy process from mintyn’s own creative staff to walk you into that financial freedom. Mintyn bank is grateful to our customers for sticking with us through out, as we launch different features executively for you. So now, all those bulky transfers needed to be dispatched can be done with only mintyn digital bank.

Features of scheduled transfers by mintyn digital bank.

Transfer Your Money Just the Way You Want: Everything it’s in your hands, set your required frequency, add the endless list of beneficiaries needed, type you in your start and end date for your transfer. Your transfer will happen for free just the way you’ve set it.

Flexible Transfer Options: You can make changes to the schedule transfer if you made an error or something. Edit it to your satisfaction.

Stay On Top of Your Transactions: Follow your transaction up and get full control over it. No second guesses because mintyn got you.

Steps in planning that scheduling transfers with mintyn.

Log in securely with your password, fingerprint, or face id
Select Send Money
Select Schedule Transfer
Enter the Date and Time you want the transaction to occur
Select the Frequency, add your Beneficiaries, and the Transaction amount
Confirm the transaction details, tap Complete Schedule and you’re done!

Conclusion

With the scheduled transfers on board, no more worrying but feeling free because, mintyn is working endlessly to make your banking with us to be safe and secure.

So what are you waiting for, log into your mintyn bank app or download from the google or apple play store now!

https://mintyn.com/

Mintyn bank is here for you!

Mintyn Corporate Account : Current Account.

December 11, 2021 By Justin Nwanya

INTRODUCTION.

Corporate accounts are in line with current account as they both serve the same goal of business purposes, but there is a slight difference. The current accounts maintained by private limited companies and public limited companies are corporate accounts. Current account at a bank or building society from which money may be withdrawn without notice, typically an active account catering for frequent deposits and withdrawals by cheque. Mintyn digital bank offers this just like any other financial institution but in more digital manner, flexibility and safety.

Current/Corporate account.

The day to day activities of a business man or woman is always hectic and it requires a lot. For them not to loose the last strand while working, their accounts has to be free as withdrawing of money to run some operations for his/her business is a necessity every time. Same goes to the customers on ground, who go on to buy goods and services. Current accounts are not just solely for business owners as individuals, firms, societies etc. current accounts are busy accounts and so there is no human in Nigeria or across that owns a business and doesn’t use a current account.

In opening a current account which is the same way you open your savings account. There are some things you need to keep have in mind because savings account is mostly basic kind of account. For the current, means you would have to balance your cheque book at regular, stipulated times. Also, you need to keep a running balance each day as long as you have a current account. The fees that come in current accounts is too keep your accounts steady but then sometimes, it becomes something you need to avoid, that is why yiu have to be very much careful with the business account.

As a business man or woman, you would have to be smart in opening and maintaining a business account. Maintaining it might be difficult and so you would have to play your card right and own that financial independence. Mintyn digital bank lets you own this and are still clearing the way for your financial freedom as a customer in our bank.

Features of a current account.

A current account allows you to regularly handle large volumes of payments and receipts on a daily basis.

It manages your finances in a pleasant manner efficiently, by separating personal transactions from business transactions. In case you are self-employed, you can benefit in the form of credit appraisal at the time of applying for a business loan.

There is no limit on the number of withdrawals that you wish to make in a day.

With a current account, cheques, demand drafts or pay-orders can be issued in order to pay directly to creditors.

Businesses can reap big rewards by maintaining a current account – no extra fees charged on inward remittances, provision to make withdrawals and deposits are available across locations coupled with multi-location fund transfer facility.

Businesses can make multiple withdrawals (without a pre-set limit) from their current accounts unless any cash transaction tax has been levied by the government.

Inter-bank communication allows creditors (of the current account holder) to have access to and gauge the account holder’s creditworthiness.

Similar to other types of accounts, a current account allows internet and mobile-banking – a feature that allows account holders to conduct their transactions easily and getting of statement of account via email.

As a current account holder, you would be eligible for a host of value-added services, such as doorstep banking, 24×7 phone banking, interest on current account balance, etc.

Advantages and disadvantages of a current account.

Advantages.

Make payments easy: Your current account will usually include a debit card, which you can use to make payments in person, online or over the phone.
Stay in control of your money: With your bank app, you can see your account details and possibly get a warning if you have you uses an arranged or over draft or wanting too. This will help curve the action to take to avoid interests or fees.
Build your credit history: This is something that will benefit you greatly as a current account holder. If you make payments on time and avoid spending more than your available balance, it can show lenders that you can manage your money. So you will be able to borrow from the bank if your account was managed responsibly.
Keep your money secure: Your money in the bank is secured and it is under the central bank or any financial service compensation scheme in case your money goes a-wire.
Your current accounts helps you manage your everyday banking needs in terms of sending and receiving money.

Disadvantages

There is an opportunity cost of losing on the interest rates due to low or zero interest on money in current account.
There is an operational burden attached since most package accounts offer services at additional costs.
The involved paperwork and fine print serves to be lengthy and confusing.
Huge fees due to corporate business transactions.
Depends on the bank, you might have a limit to your transactions daily.

Differences between current and savings accounts.

Under savings account, interest on savings is earned by the account holder, but in current account, banks generally do not provide interest on deposits because the deposited money has to be used in business transactions.
A savings account can only be opened by individuals for their use. It is generally opened for a short term to save money for vacations, make big and small purchases, etc. Current account is opened by businesses or firms who want to conduct various bank transactions according to the need of their business.
A savings account is a deposit account which allows limited transactions, while a Current Account is meant for daily transactions.
When you withdraw more money from the account, than is actually there, then your account is said to be overdrawn. In the case of a savings account, banks neither offer nor allow overdraft facilities, whereas, this facility is provided with a Current Account.
The minimum balance required to maintain a savings account is usually low, but for a Current Account it is much higher in comparison.

How to open a current account in Nigeria.

All Nigerian banks are allowed to open current account for any interested customer who fits the bill prescribed by the Central Bank of Nigeria (CBN). Regular current accounts can be opened by doing the following: Here are the requirements needed in opening a current account in Nigeria.

Choose a bank. (e.g. Mintyn digital bank)
Fill a form either online or offline. But with Mintyn digital bank you can do virtually everything online and it is easier.
Account opening form duly completed.
One recent clear passport photograph of signatory.
Identification of signatories (Driver’s License, International Passport, National Identity Card or Voter’s Card)
Residence permit (where applicable)
Two independent and satisfactory references.
Completed with just 5,000 deposit, your current account is live.

Types of current accounts.

Premium Current Account: This is suited best for the ones who are planning to perform high level financial transactions.
Standard Current Account: This offers standard procedures like internet and SMS banking and bears no interest.
Foreign Currency Account: As the name suggests, if you have a business that entails sending or receiving money in foreign currencies, this account is the best bet.
Packaged Current Account: This one is way better than a standard account. It provides quite a decent amount of benefits along with features such as travel insurance, accident insurance, etc.
Single Column Cash Book: It provides no features but allows you do some businesses.

A lot of the major banks offer varied services when it comes to current accounts. Take a stock of each, do your research, and make sure you pick the best of them.

Conclusion

Mintyn digital bank on current accounts.

Mintyn digital bank is a flexible online banking that has creative exquisite features for every customer banking with us. The idea is to push every customer into the financial freedom and drive that formation of digitalization.

The current account in mintyn is built with you in mind, to give you the financial independence that you deserve. Enjoy easy, free and transparent banking when you own a Mintyn account today.

Steps in opening a current account with mintyn.

A Mintyn account needs no paperwork to get you started. In a few simple steps, you’ll be all set to go.

You can open the current bank account with your phone, laptop, desktop or any of our agencies. (with all your paper work ready)
Enjoy Free Convenient Banking: There is no limit to the number of withdrawals in a month, so you can make payments and send money as often as you like. Carry out your transactions without worrying about any transaction fees or maintenance charges, because it’s free.
Stay Informed. Stay in Control: No more second-guessing. Get notified instantly of your credit and debit transactions via SMS, Email, and Push Notifications.
Flexible Funding Options

Fund your Mintyn account or receive money from your buddies via any bank’s debit card, any bank’s app, Quickteller, or USSD.

It is that easier, so what are you waiting for? Download the mintyn app and get started in just few minutes your current account will be live.

https://mintyn.com/

Or download the app from the google or apple play store.

Mintyn bank is here for you.

Mintyn Referral Program

November 3, 2021 By Justin Nwanya

Introduction.

Mintyn digital bank is well established and has all the fintech features that makes both our old and potential customers find more value in us; This makes us stand out from other fintech digital companies. The referral program is something we are proud of and is not like any other company referral program but ours keeps growing as we gather more customers around who are intrigued with what we offer as a company.

All about Mintyn Referral Program.

The mintyn Referral Program is a simple guide step that mintyn as put up for long, which some customers don’t know or are a little confused about. The traditional banks you see today, do not have a referral program and they don’t know the value in it. Referral Program draws my customer’s to your bank and it shows how much you care about the customer’s financial freedom. We know sometimes it might be to hard, to refer someone due to the little problems in it by those scam quick money companies. Referrals should just be based on ground rules that will capture the customer’s and the company at the same time. You don’t do it based on your selfish motive but to capture your good interests.

Mintyn digital bank is an efficient and exquisite financial institution with the goal of leading this customers to financial freedom and we are valued, powered by finex microfinance. Our referral program will enable the customer’s get that financial freedom and more funds to their account as well. There is a process that mintyn has put up towards this referral program and it is easy and faster then any other you have come across.

Process towards the Mintyn Referral Program. (For the referred)

The mintyn referral program is just like playing a game to earn. As developed by geniuses, totally different from other bank referral program you can think of. when you refer people to download and register themselves on the app and get rewarded with money for your effort. But let’s look at the processes involved.

Steps towards the referral program.

Step one: Download the mintyn app from the Google or apple play store.

Step two: Sign up using the referral code sent from the person who referred you to the mintyn digital bank.

Step three: Open a saving plan and deposit the sum of 250 for the minimum of 30days without withdrawal.

Simple and straight forward!

Reward interest (For the one who referred)

For every user you refer to the app, you get rewarded with ₦500 once the user you refer fulfils a simple condition. Previously, it was ₦1,000 but the reward money for referring has now been slashed to half the original.

* What is the condition the user must fulfil before I get rewarded?

Before you can get rewarded for referring a user to the app, the user you refer must create a saving plan with a minimum of ₦250 for a minimum period of 30 days. This means the user can’t withdraw the money until after 30 days.

* How much can I realistically earn from MyMintApp?

This depends on the effort you put into referring people. 500×10= 5000

If you make extra effort and refer 50 people, you would make ₦500×50= ₦25,000.

Note: It is IMPORTANT that you save at least ₦250 Naira for 30 days or else you won’t enjoy the referring process. Do the math, you save ₦250 Naira and you get ₦500, isn’t that lovely?

This is an experience/opportunity that can’t be left like that.

Conclusion

Mintyn bank has been doing great since and there is still more to be done to make that financial freedom grow larger. Mintyn bank is inviting everyone to refer their friends and family and enjoy this peace offering that lasts long when done properly. Play and Earn from mintyn now!

Download the app from the Google or apple play store to enjoy this.

Mintyn Officia Website : https://mintyn.com/

Mintyn Official Blog : https://blog.mintyn.com/

Loan type and the Bank lending channel: Mintyn Top notch loan plan.

November 3, 2021 By Justin Nwanya

Introduction

A loan is a form of debt incurred by an individual or other entity. The lender usually a corporation, financial institution, or government advances a sum of money to the borrower. In return, the borrower agrees to a certain set of terms including any finance charges, interest, repayment date, and other conditions. When we hear the word loan, we seem to get a cold feet. Those who have gotten loan in Nigeria are scared to tell their stories because of what they went through. It is of no doubt that the Nigerian economy has destabilized the whole idea of financial freedom for every citizen in the country that even taking a loan is a huge crime. But don’t worry, Mintyn bank got you covered in that!

Loan type and the Bank lending channel: Mintyn Top notch loan plan.

Mintyn bank didn’t derail from bringing what every customer needs to a step to financial freedom without no stress. As a digital bank lending channel, mintyn has come up with a way that getting loan from their company will not be too difficult or come with any so called problems. The problem with traditional banks is that they don’t have the full interest of the customer’s and so they go with whatever they have and that is why digital banks have taken the Barton to move with what Nigerians who need a loan in an easy and safer way. Getting loans is something no one should be worked up about, as it is considered a business too.

Loan type and the Bank lending channel: Mintyn Top notch loan plan 2.

We get loans for so many things and it is safer to say one of the most important things we should get loan is either to: Start up a business that would generate much income when processed, Family and health issue and lastly to complete money for something important. You don’t just get loans for any purpose because, the bank won’t give it out just like that. The bank wants to know they can trust you and the reason you are getting the loan; Everything has to be genuine and nothing more. The loan type matters and there are different loan types such as: Personal, mortgage, student and auto loans. These loans have what they are in for and it is of no doubt that all are of equality.

The Mintyn digital bank offers the personal loans which are based on requests and a definite genuine reason. As a digital bank, we care about the customer’s and we know in this trying times, there are financial difficulties and help is the only word that comes to mind from those who need the loans and our customers are not excluded. To get a loan from mintyn, you need to follow this steps.

Steps in getting a loan from Mintyn digital bank.

Signup On Mintyn And Own A Tier 3 Mintyn Account

Download Mintyn from Google Play Store for Android or App Store for iOS. Create an account in less than 3 minutes and complete your verification to be on Tier 3.

2.Mintyn Your Salary Account With Your Organization

Receive your salary in your Mintyn account for a minimum of 2 months.
Apply For A Loan: Forget the paperwork, request a loan from your Mintyn app. We will review your request and get back to you.
Earn Your Salary Early

Once your loan application is approved, the funds will be disbursed into your account almost immediately. Yes, just like that!

Conclusion

Easy steps to get that loan and that is why mintyn bank is here for the customer’s. Loans are to be understood properly without pushing ahead and that is what mintyn did!

To download the mintyn app. Go the Google play store or IOs store now!

Mintyn Officia Website : https://mintyn.com/

Mintyn Official Blog : https://blog.mintyn.com/